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It is important you check the value shown on your policy schedule and discuss it with us if you have any concerns.

If your car is insured for Market Value and it’s written off or stolen, you’ll receive what the car was worth that day, which can be an unwelcome surprise.

Your Contents Insurance premium includes an amount for natural disaster insurance which is provided by the Earthquake Commission and is called EQCover.

If the unexpected happens and your contents are damaged by a natural event, we’ll top up the EQCover, to your Sum Insured limit, to ensure you can get your life back to normal as quickly as possible.

Please see your policy schedule to determine if a special term has been applied to your policy.

Your Agreed Value is automatically reviewed at each renewal and is based on a figure provided by ‘Redbook’, a company that specialises in vehicle valuations. They calculate valuations using current market conditions such as sales at auction, dealerships, manufacturers, newspapers and field research.

We offer Comprehensive, Third Party, Fire & Theft, Third Party and Classic Vehicle insurance policies.

These policies can be customised to include only the benefits you want, so you only pay for the benefits you need.

We guarantee the quality of workmanship, parts and materials used to complete the repairs for your claim.

The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

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If you take out two or more insurance policies with us, you’ll automatically qualify for a Multi Policy Discount.

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